Tom Mecredy has extensive experience providing financial advisory services to community financial institutions. As a financial advisor, Mr. Mecredy assists clients with mergers and acquisitions, bank stock valuations, financial structure analysis, makes bank regulatory assessments, and provides negotiation support. He also applies his expertise to general bank merger and acquisition strategic planning for the firm's clients. Over the last 40 years, Mr. Mecredy has performed more than 3,000 bank stock valuations and has been the financial adviser in more than 300 bank mergers and acquisitions. He has served as an expert witness in more than 25 cases regarding bank stock valuation matters, has performed more than 20 bank stock appraisals in connection with dissenters' right proceedings and has completed over 20 successful capital offerings which raised over $1 billion for community banks. Moreover, Mr. Mecredy is a speaker on the topic of community bank valuation at numerous national and state bank trade association seminars and conventions including Independent Community Bankers of America, Acquire or Be Acquired Conference, Blue Grass Community Bankers Association, Texas Bankers Association, Florida Bankers Association, Community Bankers Association of Ohio, as well as presentations for Boards of Directors of community banks.
Prior to joining Hillworth Bank Partners, Mr. Mecredy was a managing director of Stifel, Nicolaus & Company, Incorporated. Mr. Mecredy was Senior Vice President of Vining Sparks Community Bank Advisory Group from 2011 to 2022. Mr. Mecredy was a managing director of Howe Barnes Hoefer & Arnett, Inc. Investment Banking from 1994 to 2011 and was head of the Alex Sheshunoff & Co. Investment Banking division from 1989 to 1994 and Senior Vice President from 1982 to 1988. While at Alex Sheshunoff & Co. Investment Banking, Mr. Mecredy wrote the Sheshunoff publication, Buying, Selling & Merging Banks. Previously, Mr. Mecredy served as Assistant Vice President for a large Midwest multi-bank holding company. Mr. Mecredy performed the traditional functions of the chief financial officer at the holding company level and was primarily responsible for all financial and regulatory aspects of bank acquisitions. Additionally, Mr. Mecredy was with the Federal Reserve Bank of Chicago where he served as a Senior Bank Holding Company Examiner and worked in the Applications Division performing bank merger and acquisition analysis. Mr. Mecredy graduated in 1971 with a Bachelor of Science Degree in Finance from Purdue University, West Lafayette, Indiana. Mr. Mecredy is a Registered Representative and holds Series 63, Series 7 and Series 24 licenses. Mr. Mecredy is a previous member of American Society of Appraisers. Over the last 40 years, Mr. Mecredy has attended more than 100 presentations and seminars given by other industry professionals about topics including bank valuation, bank mergers and acquisitions and bank regulation sponsored by trade organizations such as the Independent Community Bankers of America, American Bankers Association, Acquire or Be Acquired Conference by Bank Director and Subchapter S Bank Association.